Property Risk Intelligence for Insurers

Property Intelligence
for Insurers.

Property valuations, replacement cost data and risk assessment — powered by experienced field professionals and managed end-to-end on one platform.

10,000+

Inspections Completed

100%

QA Reviewed

Priority

& Rush Service Available

Since 2004

Serving Canadian Insurers

About NUI

Three Pillars of Property Risk Intelligence

NUI Verification Services combines replacement cost data, in-field inspection expertise, and multi-source risk enrichment into a single platform. Over 10,000 completed inspections since 2004 provide the real-world foundation — every calculation, every flag, every recommendation is backed by field-verified data.

Accurate Replacement Data

Connected to an industry-leading replacement cost engine used across the insurance sector. Geo replacement reports, custom calculations and full in-field inspection valuations — all validated against real-world outcomes. No two risks are alike, and not every property fits the parameters perfectly. We interpret the gray areas and work with your team to obtain the best fit that matches reality.

Liability & Visual Inspection

On-site inspectors identify what data alone cannot — structural concerns, safety hazards, code compliance issues and maintenance deficiencies. Every finding is captured as a red or yellow flag with photo evidence, recommendations and severity scoring. The eyes-on-property layer that turns data into underwriting confidence.

Multi-Source Risk Enrichment

Property coordinates unlock external risk data — flood factor, wildfire proximity, fire hall response distance, climate exposure and floodplain mapping. Automated lookups from government and third-party APIs enrich every report with environmental context that traditional inspections miss.

What We Do

Products & Services

Property Valuations

Full-service on-site valuations with 15-section structured data capture, photo documentation, replacement cost calculation, flags and recommendations. Normal, priority and rush service levels to meet renewal date deadlines. QA-reviewed before delivery with multiple report formats per audience.

Geo Replacement Reports

Geographical risk data transformed into robust replacement cost valuations. Upload an address file, receive detailed per-property reports enriched through our proprietary translation engine. Results can be refined with custom calculations using known property details from underwriters, brokers or client-level knowledge — with easy escalation to a full in-field valuation when needed.

Residential

Full interior and exterior inspections for main-street and high-value homes. Replacement cost, liabilities, hazards, health and safety assessment.

Farm

Specialized inspections for dairy, cattle, poultry, hog, crop and hobby farm operations. Per-outbuilding replacement values with detailed structural assessment.

Commercial

Risk assessment and replacement cost data for small, medium and large business properties. Deficiency identification and reporting.

Virtual & Re-Calculation

Remote inspections via video and photo submission. Re-calculation services to update replacement costs from existing data without a site visit.

Inspection Supplements

Dedicated reporting for specialized risk areas: wood stove (WETT compliance, clearances, shielding), oil tank (age, condition, piping, location), outbuilding (structural, electrical, heating, plumbing per building), flood prevention (grading, drainage, sump, backwater valve), solar panel (mounting, wiring, inverter), fuel tank and home business — each with structured data capture, contextual photos, and scoped flags and recommendations.

Custom Calculations

Refine automated geo replacement results with known property details. Brokers and underwriters adjust calculations directly — tracked with full audit trail and authorship.

Our Advantage

What Sets Us Apart

Policyholder Experience

Our inspectors work around your policyholders' schedules — appointment confirmations, courteous communication and minimal disruption to their day. A professional, convenient experience that reflects well on your brand.

End-to-End Platform

From inspection request to completed report — scheduling, field work, data capture, replacement cost, QA review and delivery. Role-based dashboards for clients, brokers, underwriters and inspectors. One platform handles the full lifecycle.

Data-Validated

Every replacement cost is cross-referenced against thousands of physical inspection outcomes. AI and machine learning techniques flag anomalies, improve QA accuracy and strengthen data integrity — ensuring policyholders are properly protected, brokers have confidence in the numbers, and insurers can rely on the data behind every policy.

Your Data, Your Systems

Use our platform directly or consume our data through structured exports — JSON, CSV, Excel, PDF. Leverage our inspection expertise and replacement cost engine without replacing your existing workflows. The value is in the data we deliver, not the system you use to receive it.

Received a Letter or Voice Message from NUI?

If you have received a letter or voice message from one of our team members, it is most likely to inform you of a contact request by your insurance carrier in order to perform a routine evaluation of your risk. Reasons for an evaluation vary from client to client and are conducted at your convenience in a courteous, timely and efficient manner. If you have additional questions please do not hesitate to contact your broker or agent for more information.

Experience the difference.

Request a demo and see how it works from every role — client, broker, underwriter and inspector.

Get In Touch

Let's Talk

Whether you're evaluating a new inspection provider, need bulk replacement cost reports, or want a demo of the platform — we'd like to hear from you.

800.251.3034

Toll-free

info@nuivs.com

General inquiries